Official Statistics of Finland


Producer: Statistics Finland

Latest release:
Household-dwelling units with housing loans are EUR 98,740 in debt
25 Jan 2019
In 2017, household-dwelling units with housing loans had, on average, 219 per cent of their disposable income in debt. Household-dwelling units in the group under the age of 35 had the largest debts in proportion to income. Their debt was, on average, a little over three times their annual income. The average size of a housing loan per household-dwelling unit with a housing loan was EUR 98,740, which was 0.8 per cent more than in the previous year.

Next release:
20 Jun 2019

Description: Statistics on indebtedness describe the debts of private persons and household-dwelling units. The basic data for the statistics have been drawn from the Tax Administration�s database and combined with the data from total statistics on income distribution. The Tax Administration receives data on credits and interest by type of loan from the annual declarations of financial corporations and other credit providers. The total data on income distribution consists of register data covering the whole population. All of its data are collected from administrative registers. The register data are combined on the basis of the personal identity codes. The statistics on indebtedness are published only on the Internet. The released statistics describe the indebtedness of household-dwelling units and persons by gender, age, family type and area.
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Keywords: credit granting, credits, debts, household-dwelling units, households, housing loans, indebtedness, interest rates, loans, rate of indebtedness.
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Change: Change in the Official Statistics of Finland
30 Jan 2009

Referencing instructions:

Official Statistics of Finland (OSF): Indebtedness [e-publication].
ISSN=2489-3285. Helsinki: Statistics Finland [referred: 19.5.2019].
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