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Work, wages and livelihoodPopulation and societyHousing and construction

Average debt of indebted household-dwelling units was EUR 94,400 in 2022

release | Indebtedness 2022

Correction

Figures of the statistics on indebtedness for 2022 were corrected 1.12.2023.
Read more about the correction

According to Statistics Finland, the average debt per indebted household-dwelling unit was EUR 94,400 in 2022. The average housing loans of household-dwelling units with housing loans amounted to EUR 113,800. The growth in average debts and housing loans continued in nominal euros, but folded in real euros.


Key selections

  • At the end of 2022, household-dwelling units' debts amounted to EUR 139 billion, most of which (70%) were housing loans.
  • The number of indebted household-dwelling units was 1.47 million, which was 52 per cent of all household-dwelling units.
  • The growth in the amount of debt continued in nominal euros, but folded in real euros.

Database tables

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Updated database tables
Classifications used:
  • Type of debt
  • Structure of Household-dwelling unit
  • Region
  • Household-dwelling units
Period:
annual
Statistics:
Updated:
Classifications used:
  • Major region
  • Type of debt
  • Household-dwelling units
  • Structure of Household-dwelling unit
Period:
annual
Statistics:
Updated:
Classifications used:
  • Municipality
  • Household-dwelling units
  • Type of debt
Period:
annual
Statistics:
Updated:
Classifications used:
  • Major region
  • Type of debt
  • Household-dwelling units
  • Number of children
Period:
annual
Statistics:
Updated:
Classifications used:
  • Structure of Household-dwelling unit
  • Debt class
  • Household-dwelling units
  • Type of debt
Period:
annual
Statistics:
Updated:
Classifications used:
  • Major region
  • Debt class
  • Household-dwelling units
  • Type of debt
Period:
annual
Statistics:
Updated:
Classifications used:
  • Interest class
  • Type of debt
  • Debt class
  • Household-dwelling units
Period:
annual
Statistics:
Updated:
Classifications used:
  • Sex
  • Type of debt
  • Age-class
  • Persons
Period:
annual
Statistics:
Updated:
Classifications used:
  • Value of money
  • Region
  • Type of debt
  • Structure of Household-dwelling unit
Period:
annual
Statistics:
Updated:

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Statistical experts

Inquiries primarily
Tara Junes
Senior Statistician
029 551 3322
Head of Department in charge