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Indebtedness ratio of indebted household-dwelling units was 173 per cent in 2022

release | Indebtedness 2022

According to Statistics Finland, the indebtedness ratio of indebted household-dwelling units was 173 per cent at the end of 2022. The indebtedness ratio of household-dwelling units with housing loans was 223 per cent. Household-dwelling units with loans charged on business activities or a source of income had 262 per cent debt relative to their income. The indebtedness ratio of household-dwelling units with other debts was 171 per cent.

Key selections

  • For all household-dwelling units, debts amounted to 110 per cent relative to disposable monetary income in 2022. The indebtedness ratio decreased slightly from the previous year.
  • The indebtedness ratio of indebted household-dwelling units was 173 per cent.
  • The indebtedness ratio of household-dwelling units with housing loans was 223 per cent.
  • Household-dwelling units with loans charged on business activities or a source of income had the highest amount of debt relative to their disposable monetary income. The indebtedness ratio of these household-dwelling units was 262 per cent.
  • Among the regions, the indebtedness ratios were highest in Åland and Uusimaa and lowest in Kainuu and Kymenlaakso.

Database tables

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Updated database tables
13gz
Classifications used:
  • Household-dwelling units
  • Decile
  • Major region
Period:
annual
Statistics:
Updated:
13hh
Classifications used:
  • Structure of Household-dwelling unit
  • Age of reference person
  • Type of debt
  • Household-dwelling units
Period:
annual
Statistics:
Updated:
13iy
Classifications used:
  • Household-dwelling units
  • Type of debt
  • Age of reference person
  • Major region
Period:
annual
Statistics:
Updated:
13ks
Classifications used:
  • Structure of Household-dwelling unit
  • Household-dwelling units
  • Rate of indebtedness
Period:
annual
Statistics:
Updated:
13kt
Classifications used:
  • Household-dwelling units
  • Age of reference person
  • Region
Period:
annual
Statistics:
Updated:
13kw
Classifications used:
  • Household-dwelling units
  • Municipality
Period:
annual
Statistics:
Updated:

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toimeentulo.tilastokeskus@stat.fi
Markku Nieminen
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