A more recent publication of this set of statistics is available.

Latest publication: Financial statement statistics on credit institutions 2020, 4th quarter

Appendix table 1. Profit and loss accounts of banks operating in Finland 1.1.- 30.9.2020, EUR thousands

  1.1.- 30.9.2020
Commercial banks Foreign banks Co-operative banks total Savings banks total Banks total
Interest income 3 642 652 587 081 684 440 158 767 5 072 940
(Interest expenses) 1 345 755 196 058 41 291 14 111 1 597 215
NET INCOME FROM FINANCIAL OPERATIONS 2 296 897 391 023 643 148 144 656 3 475 725
(Expenses on share capital repayable on demand) .. 1) 2) .. .. .. ..
Dividend income 32 135 .. 267 285 .. 303 655
Fee and comission income 1 902 502 377 303 341 718 103 679 2 725 201
(Fee and comission expenses) 500 496 62 677 33 867 14 520 611 560
Gains or (-) losses on derecognition of financial assets and liabilities not measured at fair value through profit or loss, net 62 987 .. .. 8 473 69 128
Gains or (-) losses on financial assets and liabilities held for trading, net 559 609 17 771 .. .. 603 651
Gains or losses on financial assets outside the trading fund that are mandatorily measured at fair value through profit or loss, net 144 144 .. .. -652 137 029
Gains or (-) losses on financial assets and liabilities designated at fair value through profit or loss, net 372 473 .. -24 698 .. 347 741
Gains or (-) losses from hedge accounting, net -28 748 .. .. 992 -26 961
Exchange differences [gain or (-) loss], net -384 922 8 964 58 -162 -376 062
Gains or (-) losses on derecognition of non-financial assets, net .. .. 69 -3 244 ..
Other operating income 382 962 52 452 43 302 12 780 491 496
(Other operating expenses) 47 482 16 112 122 418 21 231 207 243
TOTAL OPERATING INCOME, NET 4 791 273 767 459 1 134 109 235 042 6 927 883
(Administrative expenses) 2 765 794 470 091 619 589 130 936 3 986 411
of which: (Personnel expenses) 1 875 411 193 270 241 813 52 977 2 363 471
of which:( Other administrative expenses) 890 384 276 821 377 777 77 959 1 622 940
(Cash contributions to resolution funds and deposit guarantee schemes) .. .. 25 534 8 242 274 629
(Depreciation) 410 718 18 863 16 901 10 295 456 777
Gains or (-) losses caused by changes made, net .. .. .. .. ..
(Provisions or (-) reversal of provisions) 134 132 -15 952 128 369 118 677
(Impairment or (-) reversal of impairment on financial assets not measured at fair value through profit or loss) 652 264 93 802 79 706 22 500 848 271
(Impairment or (-) reversal of impairment of investments in subsidaries, joint ventures and associates) .. .. .. .. ..
(Impairment or (-) reversal of impairment on non-financial assets) .. .. .. .. ..
Negative goodwill recognised in profit or loss .. .. .. .. ..
Share of profit or (-) loss in investments in subsidiaries, joint ventures and associates. .. .. .. .. ..
Profit or (-) loss from non-current assets and disposal groups classified as held for sale not qualifying as discontinued operations .. .. .. .. ..
PROFIT OR (-) LOSS BEFORE TAX FROM CONTINUING OPERATIONS 1 277 382 208 203 389 031 61 598 1 936 214
(Tax expense or (-) income related to profit or loss from continuing operations) 157 085 37 196 24 957 21 672 240 910
PROFIT OR (-) LOSS AFTER TAX FROM CONTINUING OPERATIONS 1 120 296 171 007 364 074 39 927 1 695 304
Profit or (-) loss after tax from discontinuing operations . . . . .
PROFIT OR (-) LOSS FOR THE YEAR 1 120 296 171 007 364 074 39 927 1 695 304
1) .. No observations.
2) .. Data not available or too uncertain for presentation, or subject to secrecy.

Source: Credit institutions' annual accounts, Statistics Finland

Inquiries: Jukka-Pekka Pyylampi 029 551 3002, Heidi Lauttamäki 029 551 3029, rahoitusmarkkinat@stat.fi

Head of Department in charge: Mari Ylä-Jarkko


Updated 17.12.2020

Referencing instructions:

Official Statistics of Finland (OSF): Financial statement statistics on credit institutions [e-publication].
ISSN=2342-5180. 3rd quarter 2020, Appendix table 1. Profit and loss accounts of banks operating in Finland 1.1.- 30.9.2020, EUR thousands . Helsinki: Statistics Finland [referred: 18.5.2021].
Access method: http://www.stat.fi/til/llai/2020/03/llai_2020_03_2020-12-17_tau_001_en.html