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Appendix table 1. Consumers' views and intentions 1)

Average 10/1995- Max. 10/1995- Min. 10/1995- 12/2020 11/2021 12/2021 Outlook 2)
A1 Consumer confidence indicator, CCI = (B1+B2+B4+E1)/4 -1.7 6.8 -13.9 -4.6 1.2 -3.5 -
B1 Own economy now (balance) 3.2 9.5 -5.3 2.8 7.6 2.9 =
- Better (%) . . . 24.0 27.9 24.0
- Worse (%) . . . 19.5 15.2 19.2
B2 Own economy in 12 months' time (balance) 8.2 13.5 1.2 8.5 10.7 7.2 -
- Better (%) . . . 27.2 29.1 27.1
- Worse (%) . . . 13.0 11.5 14.7
B3 Finland's economy now (balance) -7.9 25.9 -66.5 -55.5 -14.5 -15.5 -
- Better (%) . . . 2.2 24.0 22.7
- Worse (%) . . . 83.9 44.5 45.4
B4 Finland's economy in 12 months' time (balance) -2.0 20.3 -32.8 -13.9 -2.4 -7.4 -
- Better (%) . . . 28.1 28.7 24.5
- Worse (%) . . . 43.5 29.0 33.8
B5 Inflation now (per cent) 3.1 6.9 -2.7 2.1 3.8 3.9
- Prices have risen much or quite much (%) . . . 11.6 43.3 43.0
- Prices have stayed the same or have fallen (%) . . . 41.8 8.5 9.5
B6 Inflation in 12 months' time (per cent) 2.9 5.3 1.7 2.3 3.6 3.6
- Prices will rise faster or at the same rate (%) . . . 55.0 75.6 73.0
- Prices will stay the same or will fall (%) . . . 21.6 6.2 6.0
B7 Unemployment in Finland in 12 months' time (balance) -10.5 20.3 -59.5 -32.5 7.7 -0.0 +
- Less (%) . . . 18.7 39.5 31.3
- More (%) . . . 64.2 22.9 28.0
B8 Own threat of unemployment now (balance) -6.3 4.7 -26.6 -18.2 -1.5 -2.1 +
- Decreased (%) . . . 5.1 9.7 8.6
- Increased (%) . . . 32.6 13.3 13.5
C1 Favourability of time for purchasing durables (balance) 19.4 43.5 -14.3 12.3 14.6 7.0 --
- Good time (%) . . . 29.9 30.1 24.9
- Bad time (%) . . . 17.6 15.6 17.9
C2 Favourability of time for saving (balance) 4.8 29.4 -28.5 7.2 21.2 15.1 +
- Good time (%) . . . 54.5 67.4 61.2
- Bad time (%) . . . 43.8 31.5 37.8
C3 Favourability of time for raising a loan (balance) 7.5 31.7 -60.4 -4.3 11.9 5.8 =
- Good time (%) . . . 45.4 60.3 54.9
- Bad time (%) . . . 52.0 37.6 43.1
D1 Own financial situation now (balance) 22.1 33.1 6.4 29.7 30.9 29.1 ++
- Money is saved (%) . . . 62.9 64.2 62.7
- Uses savings or gets into debt (%) . . . 9.5 11.0 11.0
D2 Own saving possibilities in the next 12 months (balance) 40.3 53.6 9.8 45.7 47.2 48.1 +
- Can save (%) . . . 75.7 75.8 76.4
- Cannot save (%) . . . 24.0 23.6 23.1
D5 Intention to raise a loan in the next 12 months (% of consumers) 15.6 24.2 10.5 19.5 19.4 19.5 ++
- Yes, absolutely (%) . . . 5.1 4.5 6.6
- Possibly (%) . . . 14.4 14.9 12.9
E1 Spending on durables, next 12 months vs. last 12 months (balance) -16.1 -6.9 -26.7 -15.8 -11.2 -16.6 =
- More (%) . . . 13.4 14.4 12.1
- Less (%) . . . 33.7 29.4 33.1
E2 Intention to buy a car in the next 12 months (% of consumers) 14.4 19.2 10.1 13.8 15.7 15.3 +
- Very likely (%) . . . 4.0 3.8 5.0
- Quite likely (%) . . . 9.8 11.9 10.3
E4 Intention to buy a dwelling in the next 12 months (% of consumers) 12.8 18.5 9.1 15.0 16.6 13.5 +
- Yes, absolutely (%) . . . 3.9 4.5 4.0
- Possibly (%) . . . 11.1 12.1 9.5
E5 Intention to spend money on basic repairs of dwelling in the next 12 months (% of consumers) 17.6 26.0 8.1 19.4 24.0 22.1 ++
- Very likely (%) . . . 6.8 7.9 7.8
- Quite likely (%) . . . 12.7 16.1 14.3
1) Long-term average, maximum and minimum figures cannot be presented for response distributions.
2) Outlook: ++ very good, + good, = neutral, - poor, -- very poor; deviation of balance from average has been compared to standard deviation.

Source: Consumer Confidence 2021, December. Statistics Finland

Inquiries: Pertti Kangassalo 029 551 3598, Tara Junes 029 551 3322, consumer.confidence@stat.fi

Head of Department in charge: Hannele Orjala


Updated 27.12.2021

Referencing instructions:

Official Statistics of Finland (OSF): Consumer Confidence [e-publication].
ISSN=2669-8889. December 2021, Appendix table 1. Consumers' views and intentions 1) . Helsinki: Statistics Finland [referred: 29.3.2024].
Access method: http://www.stat.fi/til/kbar/2021/12/kbar_2021_12_2021-12-27_tau_001_en.html